We at CENDANT SETTLEMENT SERVICE and the family of companies at CENDANT SETTLEMENT SERVICES GROUP (referred to as " Cendant","Settlement Service Group", "We", "Us", or "Our"), recognize the importance of protecting the privacy of certain information collected about Our Customers on Our Web Site (referred to as "User," "You","Your" ). This Privacy Policy discloses what information We gather, how We use it, and how to correct or change it. It is Our intention to give You an understanding about how We collect Your information and the use We make of it in the course of Our business.

Purpose: Our purpose in establishing this policy is to balance our legitimate business interests in collecting and using information with our Users' reasonable expectations of privacy both online and offline.

However, be assured that We will not disclose Personal Information (as defined herein) to third parties without Your consent, except as may be noted in this Privacy Policy or disclosed to You when the information is submitted.

What Personal Information do We collect?

As a general rule, We will not disclose any Personal Information that You submit to Us about You in a manner that connects You with the Personal Information, except when We have Your permission or under special circumstances, such as when We believe in good faith that the law requires it or under the circumstances described below. "Personal Information" is any information that in itself or as part of a unique combination of information specifically recognizes You by unique descriptors and/or identifiers. Examples of Personal Information are name, address, credit card number, bank or financial account number, social security number, income, and family names. Personal Information does not include publicly available information.

How do We collect this Personal Information?

Information is provided to us through:

• Hardcopy and online applications completed by a User
• Outside third party sources during the course of transacting business
• Public records

With Whom Do We Share Information?

As a general rule, We will not disclose any specific personal information that You submit to Us about You ("Personal Information") in a manner that connects You with the Personal Information, except when We have Your permission or under special circumstances, such as when We believe in good faith that the law requires it or under the circumstances described below. The following describes some of the ways that Your Personal Information may be disclosed.

Business Partners: We may disclose some or all of Your Personal Information to business partners (e.g. Lenders, Title Insurers) solely where necessary to support the services that We deliver to You, and in accordance with Our contracts with Our clients and Customers.

Other: We may also disclose account information in special cases when We have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating Our Terms of Use, or may be causing injury to or interference (either intentionally or unintentionally) with any of Our rights or property, other Users, or anyone else. We may disclose or access account information when We believe in good faith that the law requires it and for administrative and other purposes that We deem necessary to maintain, service, and improve Our products and services.

Security: We collect information only in a manner deemed reasonably necessary to serve Our legitimate business purposes and to comply with Our legal obligations. The security of all information associated with Our Users is of utmost concern to Us. We exercise commercially reasonable care in providing for secure transmission of your personal information between Your PC and Our servers as well as Us and Our business partners. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while We strive to protect Your Personal Information, We can't ensure or warrant the security of any information You transmit to Us or from Our online products or services, and You do so at your own risk. We use industry standard efforts to safeguard the confidentiality of your information during transmission across the Internet, such as firewalls and encryption technologies. However, "perfect security" does not exist on the Internet. In the event, You cease to be a User of Ours for any reason, we will maintain and disclose Your Information consistent with the privacy policies and practices that apply to Our then current Users.

The Internet: Like many other Internet sites, we automatically collect certain non-personal information regarding our Web Site Users, such as software client information (for example, IP address and browser version) for purposes of system administration, and to enable us to tailor content and services to provide a better fit to our Web Site UsersĄŻ needs, and we may also aggregate information (for example, number of pages accessed) in order to analyze Web traffic and usage trends. Information of this nature does not pertain to your specific identity and is not associated with your personal information.

We can and will however use IP addresses to identify a User when we feel it is necessary to enforce compliance with our site terms of use or terms of service or to protect our service, site, customers or others.

What happens when you link to a third party site?

Our web sites may have hyperlinks that connect the Web Site User to other websites, some of which are not affiliated with or controlled by Us. Once you leave Our websites, each new website You visit may have its own privacy policy and terms of use. Your interaction with these sites will not be governed by Our policy or the terms of use of Our web sites.

Third party websites that are accessed through links, banners and other means of electronic connection on our web sites have separate privacy and data collection practices, and security measures. We have no control over these third party web sites and have no responsibility or liability for the practices, policies and security measures implemented by third parties on their websites. These third party web sites have content, advertising, banners, links, sponsors, partners and connections over which we have no control and no responsibility. We encourage you to contact these third parties to ask questions about their terms of use, privacy practices, policies and security measures before disclosing personal information on linked web sites. We do not endorse or approve the content, terms of use, privacy policy, advertising or sponsors of any linked web site.

Our Compliance with Laws

We may be obligated to disclose Information about You to a law enforcement agency or by a court order, or under the discovery process in litigation and prosecutions. We may also disclose information voluntarily to cooperate with law enforcement agencies in matters of national security. We may ask certain questions during the course of normal business to comply with certain laws if You reside outside the United States or to meet certain other criteria established by law or executive order.

Corrections We make repeated efforts to verify the accuracy of Information and to correct and update Our database from Information available to Us. In the event a User believes that such Information held by Us is inaccurate or outdated, We, upon notification and sufficient time for verification, will take all reasonable steps to correct any inaccuracy or update outdated information of which We are made aware.

How to Obtain a Copy of this Policy

Please feel free to download or copy this Policy. You may obtain a copy free of charge by contacting us as stated below.

Policy Changes

We may change or terminate this Policy at any time without prior notice. We will post any Policy changes to our web site to notify you of these changes and provide you with the ability to opt out of any new, unanticipated uses of Information not previously disclosed in the Policy. The Policy in effect at the time of each visit to our web site applies to that visit. Please check our Policy each time you visit our web site if you are concerned about how your Information will be used.

How to Contact Us:

Information Protection, Cendant Settlement Services Group, 3001 Leadenhall Road, Mt. Laurel, NJ 08057 or email Us at Information.Protection@ssg.com

YOUR ACCEPTANCE OF THE TERMS OF THIS PRIVACY POLICY

By using Our Web Site or contracting Our services, You signify Your agreement to Our Privacy Policy. IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY, PLEASE DO NOT USE THIS WEB SITE AND PLEASE DISCONTINUE OUR SERVICES. Your continued use of Our Web sites or Services following the posting of changes to these terms will mean You accept those changes.

Effective Date:  This policy was last updated in June, 2005